Andy, the friendly barristo at my local Starbuck’s just won $47,000 on the lottery (this is true, I’m not making it up).

If you won, say $50,000, what would you do with it? Note: I do not use the expression “what would you spend it on?”

If you said buy a new car, TV, holiday etc – go to the bottom of the class.

The correct answer is: put it to work to make even more money.

People who are broke spend more money of “stuff” than some rich folks. Being a consumer keeps you poor (and brings little delight to the wealthy). These days it’s the Chinese who are rubbing their hands at “consumerism”.

Rich folk are smarter and usually invest their money in ways to make more. Educating yourself is a good way to improve your earning potential.

What did Andy do? He’s using it to set up a Jiffy Lube center back in New England. No more serving in coffee shops. He’s also thinking of better education for his kids. Top of the class Andy!

You can’t go wrong, gathering knowledge and educating yourself. One of my chief sayings is “knowledge is healing”.

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Bye for now, Keith Scott-Mumby

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